Have you seen your credit report? Do you know your credit score? A credit report is simply a report that contains your past and current debts. This should be easy to compile using your own records so you really shouldn’t ever pay for a report. A credit score on the other hand is harder to find on your own. A credit score is calculated by mathematical formulas using the information on your credit report, compared to the information of others. There are several different ways to formulate your score but the most popular amongst lending agencies is your FICO score. This score is important if you find the need to borrow money from any organized institution. The following are online websites that show you your credit report and your score for free or nearly free.
Equifax – No trial, $12.95 per month.
Identity Guard — Free 30 day trial, $14.99 per month.
Credit Check Total – Free 7 day trial, $19.95 per month.
myFico — Free 30 day trial, $7.50 per month.
Free Credit Report — Free 7 day trial, $14.95 per month.
True Credit – No trial, $14.95 per month.
Trans Union — Free 30 day trial, $11.95 per month.
Credit Karma — Totally free.
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